Monthly Budget
Income, fixed costs, and flexible spending on one page — with what's left over calculated for you.
Works in Google Sheets · Lifetime access
I got tired of budgeting apps that wanted a subscription just to tell me I overspent on takeout. Every app promised automation and gave me a dashboard I stopped opening after week two.
What actually stuck was something simpler and older: a plain sheet with the same columns every week, so filling it in stopped being a decision and just became a habit. Ledgerly is that sheet, cleaned up and turned into six templates.
Income, fixed costs, and flexible spending on one page — with what's left over calculated for you.
A fast log for day-to-day spending, so small purchases stop disappearing from the picture.
Set a target and a date, then watch a simple progress bar move as you put money aside.
Lay out every balance and compare two payoff orders side by side — snowball and avalanche.
Every due date in one grid, so nothing gets paid late because it slipped your mind.
Twelve months of totals side by side, to see the pattern instead of one month in isolation.
No setup call, no onboarding video.
Pick the main pack, and any extras you want. Checkout is instant.
Open it in Google Sheets and make it yours. Nothing to install.
Ten minutes on a Sunday keeps every sheet current. That's the whole system.
"I'd tried three budgeting apps before this. The plain sheet is the only one I've kept using past a month."
"The debt payoff sheet is what sold me — seeing snowball and avalanche side by side made the choice obvious."
"I print the weekly tracker and keep it on the fridge. Sounds old-fashioned, but I actually look at it."